Invest Like The Best
Episode 401 Building Ribbit
Invest Like The Best

Episode 401: Building Ribbit

Invest Like The Best

Episode 401

Building Ribbit

Micky Malka is the founder of Ribbit Capital. We cover the founding principles behind Ribbit's mission to innovate financial services, the exciting possibilities enabled by the intersection of crypto and AI, and why there's no such thing as having too much conviction when a team is aligned.

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Show Notes:

(00:00:00) Welcome to Invest Like the Best

(00:06:37) The Rebel Spirit of Ribbit

(00:07:36) Ribbit's Unique Structure and Philosophy

(00:08:07) The First Fund and Institutional Partners

(00:09:03) Founding Principles and No Labels Approach

(00:13:44) Early Investments and the Crypto Angle

(00:16:42) The FinTech Evolution and Market Dynamics

(00:22:30) Navigating Challenges: The Robinhood Story

(00:28:57) The Global Digital Grid Concept

(00:36:09) The Future of Digital Identity and Tokenization

(00:41:00) The Role of Stablecoins in the Modern Economy

(00:50:16) The Challenge of Adaptability

(00:53:05) The Role of Heart in Business

(00:55:19) The Walmart Partnership Story

(01:00:07) Lessons from NuBank

(01:02:49) Building a Strong Team

(01:09:28) The Importance of Brand

(01:11:52) Art and Its Future

(01:17:20) The Impact of Better Money

(01:19:27) Reflections and Future Plans

(01:28:03) Handling Crises and Embracing Movement

(01:31:40) The Kindest Thing Anyone Has Done For Micky

Building Ribbit

Introduction

Patrick
My guest today is Micky Malka. Micky is the founder of Ribbit Capital, one of Fintech's most influential investing firms. Ribbit's mission is to change the world of finance through financial innovation rather than through financial engineering. Through Ribbit, Micky has backed transformative companies like Coinbase, Robinhood, and Nubank from their earliest days.

We discuss his perspective on Fintech's evolution, including his provocative declaration that Fintech is dead, and explore his theory of the grid, how knowledge, wealth, and power are being transformed by technology. We also dive into his deep interest in digital art, which he sees as an early indication of broader cultural and technological shifts. You'll soon hear how he is taking a truly generative approach on all fronts.

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