Invest Like The Best
Episode 50 Business vs. Investing
Invest Like The Best

Episode 50: Business vs. Investing

Business vs. Investing

Morgan Housel is a partner at Collaborative Fund. Jason is the Intelligent Investor columnist for the Wall Street Journal and author of several books. We cover investments in public and private companies, stress, and general principles for learning

This podcast is sponsored by:

The CFA Institute. The CFA Institute is the global association of investment professionals, whose mission is to lead the investment profession by promoting the highest standards of ethics, education, and professional excellence for the ultimate benefit of society. CFA Institute serves a global community of investment professionals working to build in an investment industry where investor's interests come first, financial markets function at their best, and economies grow. The Chartered Financial Analyst credential is the most respected and recognized investment management designation in the world. The views expressed in this podcast do not necessarily represent the views of the CFA Institute.

[00.01:43] – (First question) – Morgan on why he got disenchanted with the investment industry and shifted to venture capital

[00.04:05] – Jason’s thoughts about investing in the private markets

[00.07:57] – Morgan’s thoughts on how private market investments differ from public market investments

[00.10:24] – Exploring valuations of businesses and what they say about broader trends in the market

[00.13:21] – How much does Jason think about individual companies when exploring the overall market trends

[00.19:28] – What does it take to be a successful founder

[00.23:40] – How does Jason look at activities that are work-related vs just for pleasure

[00.25:33] – If Jason had to start a business, what would he do

[00.27:22] – What business would Morgan start

[00.29:18] – Problems with the financial planning industry

[00.30:56] – The role of stress in personal and business development

[00.38:17] – Are there signs that let you know when to cut and run vs when to keep slogging along with something

[00.44:20] – Principles to approach learning

[00.50:10] – The idea of keeping your identity small in a world where social media encourages one-upmanship

[00.53:56] – Last significant thing Morgan changed his mind about

[00.55:23] – Why Morgan chooses passive investing with stocks, but as a VC, essentially is a stock picker in private markets

[01:02:14] – What major thing did Jason change his mind about

[01:06:33] – What was the most interesting idea Jason and Morgan have been tackling and what data helped to spark that interest

Business vs. Investing

Introduction

Patrick
My guests this week are both veterans of the podcast, Jason Zweig and Morgan Housel. They are two of the best in the world at making the complicated, simple, and in that spirit, I'll keep this introduction short. Morgan shifted from public markets to private markets a year ago when he joined the Collaborative Fund. So we begin with what he has learned about venture capital in his first year on the job.

Morgan
I got disenchanted with a lot of the investing industry just because it was so heavily focused on markets and not business. And I viewed venture capital as the closest as you could get to the actual businesses. And actually, the farthest away that you could get from markets. I viewed it as just the purest form of making an investment in a direct business where you were getting your hands dirty and you are really seeing day to day, the daily knife fight that Brent Beshore talks about, of how dirty and ugly and difficult it is to run a business, which is why I got interested in investing in the first place when I was a teenager. It wasn't markets, it wasn't the stock market. It was business that I really liked and my career gravitated towards markets as I think a lot of ours has, but I wanted to get back closer to businesses. And I really thought a year ago, Patrick, that I was going to have to learn a completely new skill. I was being so far removed from the markets business that I had spent my career in, that I was going into a completely different field. And I think what has shocked me the most over the last year, is how wrong that was. If you make a Venn diagram with VC on one hand, and public markets on the other, the overlap is way larger than I thought it would be. And there are of course some huge differences between the two, but the overlap is been so much more substantial than I thought. And a lot of the really key drivers of public markets investing transfer, not only a little bit, but I would say perfectly into venture investing. And I think no matter the stage or size investment you are making, no matter the industry, there are some elements of change that drive competition.

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