Bajaj Finance: Strategies of a Lending Giant

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(00:00:00) Welcome to Business Breakdowns

(00:06:00) The Innovative Lending Model of Bajaj Finance

(00:10:18) Origins and Evolution of Bajaj Finance

(00:19:33) The Competitive Edge: Technology and Culture at Bajaj

(00:27:01) Underwriting and Risk Management Strategies

(00:29:26) Exploring Bajaj Mall's Competitive Edge

(00:32:24) Geographical Expansion and Market Adaptation

(00:33:23) Leveraging Mobile Data for Digital Transformation

(00:38:12) Financial Model and Profitability Analysis

(00:40:27) Customer Retention and Business Segmentation

(00:43:23) Strategic Capital Allocation and Growth Plans

(00:48:10) Navigating Regulatory Challenges and Future Risks

(00:56:14) Key Lessons from Bajaj Finance