Making Markets
Episode 23 The Evolution of Investing Platforms
Making Markets

Episode 23: The Evolution of Investing Platforms

Making Markets

Episode 23

The Evolution of Investing Platforms

Jannick Malling is the co-founder and co-CEO of Public.com. We cover how new-age brokerages won against Fidelity and Schwab, the different business models for brokerages, and how AI will transform the industry.

(00:00:00) - Welcome to Making Markets

(00:02:59) - First Question - The Rise of Mobile Investing and Its Impact

(00:03:48) - The New Generation's Approach to Investing

(00:11:30) - Exploring the Revenue Models of Modern Brokerages

(00:14:05) - The Controversy of Payment for Order Flow

(00:23:35) - The Revolutionary Impact of Fractional Shares

(00:28:57) - Venturing into the World of Corporate Bonds

(00:29:30) - Exploring the Nuances of Fixed Income and Equities

(00:30:18) - The Evolution of Brokerages

(00:32:25) - The Rise of AI in Financial Services

(00:33:52) - Navigating the Trust Landscape in Financial Services

(00:42:00) - Innovations in Investment: The Case for Music Royalties

(00:47:33) - The Future of Alternative Investments and Market Trends

(00:51:02) - Reflecting on Market Cycles and the Path Ahead

 

The Evolution of Investing Platforms

Introduction

Eric
My guest this week is Jannick Malling. At 13, Jannick was getting paid to make websites. Five years later, he was an early employee at high-growth broker, Saxo Bank. Today, he's a serial fintech entrepreneur, the Co-founder and Co-CEO of Public.com, an investing platform with a mission to make public markets work for all people.

In this episode, we dive into the brokerage industry. We talk about how new-age brokerage firms compete against giants like Fidelity and Schwab. The business model, including payment for order flow, and the impact of AI. Please enjoy this conversation with Jannick Malling.

In Brokers and Robo-Advisors

Eric
So Jannick, the idea that brokerage companies could come out of nowhere, for people who follow finance, just 10 years ago was unheard of. There was Fidelity, Schwab, Interactive Brokers. That war had ended. So I thought a good place to start would be how did we end up with new emergent disruptors in the brokerage business?

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